Why Choose Tinae's Wealth Management for Credit Restoration?
At Tinae's Wealth Management, we use a 3-step system in order to effectively dispute derogatory remarks on your credit report. Tinae's Wealth Management can assist clients with a number of items that hinder consumers from success. We dispute:
Medical Bills, Phone Debt, and Cable bills
Credit Card Debt
Tinae's Wealth Management also offers a number of products and services provided by creditbroker.com. These products consist of:
Unsecured and Secured Credit Cards
Credit Builder Accounts
Business Credit Accounts
Online Merchant Credit Up To $7500
The credit restoration professionals that we have at Tinae's Wealth Management work diligently with clients to ensure that they apply for the proper trade-lines. For quicker access to view our trade-lines, click the link below!
The Benefits of Our Credit Restoration Service
Tinae's Wealth Management has a number of advantages that you do not see from your everyday credit restoration agency.
1) Our credit restoration is split into 3 payments. It is not like traditional credit repair companies that have ongoing billing cycles. We definitely want to keep as much money as we can in your pockets! We are big believers in saving the consumer money and you can't do that if you're continuing to bill them.
2) We have professionals who specialize in credit and have a wide range of experience working in Banking, Insurance, and Consulting. We are not like ordinary agencies who are "call-center" based which can sometimes create conflict when agents are not as knowledgeable. EACH of our professionals are seasoned Subject Matter Experts.
3) We have 24 hour customer service available through our website support chat! We can respond to any questions or concerns via website at anytime.
Why Should You Check Your Credit Normally?
Check your credit reports for errors
Please review your credit report for errors. In many cases, these errors can be significant. It has been reported that 25% (or 1 out of 4) have errors on their credit report.
When reviewing your credit report for errors, you should look for the following:
Incorrect personal information. This can be misspellings and incorrect information such as an address.
Trade-lines that do not belong to you
Missing trade-lines that should be listed on your credit report
Incorrect public records (e.g., bankruptcies, foreclosures)
Accounts that are not accurate
Delinquencies and derogatory remarks
This is vital because small errors could affect lending purposes which could cause financing activities to be more costly.
What Method Can You Use To Remove Collections from Your Credit Report?
Removing collections accounts from your credit report can sometimes become tedious and frustrating. The good news is that Tinae's Wealth Management is here to provide you with a few tips that can help get you started!
1) Create a debt validation letter and send it to the debt collector or creditor for further investigation.
2) Wait about 30 to 45 days for the agency or creditor to respond.
3) If the creditor or agency does not respond with proper validation then the account will be removed from your credit report.
4) Be sure that you understand that a ledger with your name, address, and social security number attached with a balance IS NOT debt validation. Validation will include a document that you signed or some type of agreement made between you and the institution.
Have You Been Evicted? Been Charged for Damages? or Had A Vehicle Repossessed?
What Can You To Do To Remove Evictions and Car Repossessions?
Being evicted or having a car repossessed is never a good feeling. At Tinae's Wealth Management, we strive to assist our clients who have dealt with shady landlords, been evicted due to lack of income, or had cars repossessed due to a lack of resources. We have a solution that can help.
You will follow the same debt validation process and send a validation letter to the agency.
A rule of thumb is to NEVER admit that you owe the debt.
You should never call the collection agency to inquire about a debt. This could unintentionally validate a debt. This means that your 7-year clock from the date in which the account would fall off of your credit report would be reset.
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